House Insurance

What is House Insurance?

House Insurance can be defined as: "an insurance policy that combines insurance on the home, its contents, and, often, the other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home" or "insurance taken out to protect the value of the property against fire, theft and other perils"

Pre-existing medical conditions are highly unlikely to affect the underwriting of home insurance, however it is of paramount importance to ensure that your policy is kept up to date with your changing needs.

To most clients, their home is their most valuable possession. It therefore makes sense to check that you have it adequately protected.

Many insurance companies often charge extortionate rates to clients with medical conditions. In certain circumstances they may even decline to offer House Insurance cover at all.

How do I find competitive cover for House Insurance and other insurance if I have a pre-existing medical condition?

The best way of finding Insurance cover is by approaching a Specialist Independent Broker.
The key is making sure that the firm you approach meets the following criteria:-

1. They specialise in helping clients with medical conditions.
2. They are able to offer policies from all insurance companies
    (not just from a small panel of insurers)
3. They are registered with the Financial Services Authority.

Are there any specialists in this area?

One such company is The Insurance Surgery who have been operating in this market for the past 5 years and will provide you with a free evaluation based on your personal requirements. Simply click below for more details.

House Insurance from The Insurance Surgery