If you suffer from a pre-existing medical condition
you may well have found difficulty obtaining a quote
for life insurance.
Life Insurance
What
is Life Insurance?
Life Insurance
can be defined as: "Insurance providing payment
of a specified sum of money to a beneficiary when
the insured dies" or "insurance paid to named
beneficiaries when the insured person dies; in
England life insurance is often called life
assurance"
Many insurance companies often charge
extortionate rates to clients with medical
conditions. In certain circumstances they
may even decline to offer life insurance
cover at all.
What insurances do medical conditions
affect?
Insurance companies may increase the cost of:-
Life Insurance
Travel Insurance
Critical Illness Insurance
Car Insurance
Income Protection Insurance
Private Medical Insurance
How do I find competitive cover for life
insurance?
The best way of finding life insurance cover is
by approaching a Specialist Independent Broker.
The key is making sure that the firm you approach
meets the following criteria:-
1. They specialise in helping clients with medical
conditions.
2. They are able to offer policies from all insurance
companies
(not just from a small panel
of insurers)
3. They are registered with the Financial Services
Authority.
Are there any specialists in this area?
One such company is The Insurance Surgery
who have been operating in this market for the
past 5 years and will provide you with a free
evaluation based on your personal requirements.
Simply click below for more details.
