Travel Insurance
What
is Travel Insurance?
Travel Insurance
can be defined as: "a type of insurance taken out by
holidaymakers or travellers to cover them in case
of cancellation, loss, theft or costs incurred
through medical bills. Can be
taken out for specific activities" or "insurance
providing cover for emergencies abroad such as
illness, baggage loss, accidental death/dismemberment.
This policy often includes trip cancellation insurance"
Obtaining suitable travel insurance
if you suffer from a pre-existing
medical condition is an absolute
must. If you are taken ill during your holiday
you will be dependant on your travel insurance
policy to make sure you receive the correct
treatment
Many insurance companies often charge extortionate
rates to clients with medical conditions. In certain
circumstances they may even decline to offer Travel
Insurance cover at all.
What insurances do medical conditions
affect?
Insurance companies may increase the cost of:-
Life Insurance
Travel Insurance
Critical Illness Insurance
Car Insurance
Income Protection Insurance
Private Medical Insurance
How do I find competitive cover for Travel
Insurance?
The best way of finding Travel Insurance cover
is by approaching a Specialist Independent Broker.
The key is making sure that the firm you approach
meets the following criteria:-
1. They specialise in helping clients with medical
conditions.
2. They are able to offer policies from all insurance
companies
(not just from a small panel
of insurers)
3. They are registered with the Financial Services
Authority.
Are there any specialists in this area?
One such company is The Insurance Surgery
who have been operating in this market for the
past 5 years and will provide you with a free
evaluation based on your personal requirements.
Simply click below for more details.
Travel Insurance from The Insurance
Surgery |
